Sberbank Of Russia, reviews of Sberbank

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It all began with the savings bank. Sberbank of Russia conducts its official history with 1842 year. It was then that the Decree of Nicholas I, released a year earlier, were opened the first bank to work with the funds of the population.

And today, Sberbank of Russia remains virtually in the hands of the State: CBR belongs 50% plus one share of the credit institution.



Sberbank Of Russia

% in roubles10,52
Sberbank Of Russia
4.2

Reliability

6/10

    Conditions

    4/10

      Service

      3/10

        AGAINST

        • State support. Perhaps, in the event of a crisis, Sberbank has a chance to get funds from the CENTRAL BANK in the first place
        • Highest rating, the largest in the country, the size of the Bank's own capital.
        • Many offices. There is no need to go somewhere in order, to get services. As a rule, OU can be found next.

        For

        • Political risk. In case of the imposition of international sanctions against the banking system might find itself the victim of Sberbank, one of the first.
        • Queue. The average hike in the savings bank in the city center usually takes at least an hour of time.

        Quotes from Sberbank

        History Of Sberbank Of Russia

        Since its Foundation, the Bank focused on providing services to folk. Moreover, during the reign of Nicholas I acted even restrictions: the minimum contribution was only 50 kopeks, maximum — 300 Br, and make them available for amounts not exceeding 10 Sberbank, reviews of SberbankEUR times. The idea was a success: 71 client on opening day 1 March 1842 the year turned into 473 th. contributors to the 1911 year.

        In 1918 year credit organization was, like other banks, nationalized. The following years the company worked under the brand, the relevant time: State labour savings.

        Its current name Bank received in 1991 year as a result of privatization. Formally, the OJSC "Sberbank of Russia" was established 22 March 1991 year. And Sberbank of the USSR ceased to exist about a year later: 1 January 1992 year.

        One of the reasons for the criticism of "Sberbank" is the fact, that when in the early 1990s were frozen deposits, credit organization continued continued its development, Moreover, according to several analysts, including the money. "Sberbank of Russia" was a direct successor of the USSR's Sberbank "», However, he, giving the history of the oldest financial institution, refused to answer on its debts.

        Sberbank: owners and property

        To date, 50% minus one share are traded publicly on the market, including traded on the stock exchange. At the same time, "Sberbank" and itself owns a number of businesses, turned into a kind of holding company with State participation. Among the most important assets of Sberbank can be called in the financial sector, "Sberbank investment LTD., "Sberbank Capital LLC, LLC «asset management company «Sberbank». This organization has a number of subsidiaries, specializing in evaluation activities, the bidding, insurance and so on. Has its own pension fund.

        In recent years, Sberbank has taken an interest in the construction field. He owns Securities LLC "Crystal Tower", Cjsc «Rublevo-Arkhangelskoe ", JSC «Krasnaya Polyana ", Jsc "Sberbankstroj Holding" (the former "inteco" LTD.).

        Sberbank today

        Currently, "Sberbank of Russia" remains the largest credit institution in the country. Saved state participation in capital. Whether this is "Sberbank" most trusted financial institution? On the history of crises could say with certainty, that Yes, and there are. So, in 1998 year in the Bank's credit portfolio dominated by Government securities, which had defaulted. Nevertheless,, due to the fairly high commissions, but rather, Thanks to State support of Sberbank has survived and even increased its client base.

        To varying degrees, the situation changed in 2014 year, When Sberbank imposed international sanctions. In this perspective, the events leading retail credit organization country seems not so invulnerable, as before.

        Reviews of Sberbank of Russia

        In recent years,, We must pay tribute to the "Sberbank", This organization does a lot, to turn to the client. Changing offices and maintenance technology of natural and legal persons.

        Unfortunately, success in this direction somewhere is huge, and in something, Vice versa, not obvious: many customers still complain of bureaucratic red tape, huge queues, rigidities and inflexibility of large structures. Therefore, reviews of Sberbank of Russia remain far from the best.

        Rates on deposits of Sberbank, ruble

        Period and summa vklada 1-2 MO. 2-3 MO. 3-6 MO. 6-12 MO. 1-2 year 2-3 year 3 year
        from 1 000 before 100 000 6.30 6.70 7.10 7.40 7.55 7.55 7.55
        from 100 000 before 400 000 6.45 6.85 7.25 7.55 7.70 7.70 7.70
        from 400 000 before 700 000 6.60 7.00 7.40 7.70 7.85 7.85 7.85
        from 700 000 before 2 000 000 6.80 7.20 7.60 7.90 8.05 8.05 8.05
        from 2 000 000 6.80 7.20 7.60 7.90 8.05 8.05 8.05

        Rates on deposits of Sberbank, United States dollars

        Period and summa vklada 1-2 MO. 2-3 MO. 3-6 MO. 6-12 MO. 1-2 year 2-3 year 3 year
        from 100
        before 3 000
        0.05 0.10 0.30 0.90 1.35 1.60 1.75
        from 3 000
        before 10 000
        0.10 0.20 0.40 1.00 1.45 1.70 1.85
        from 10 000
        before 20 000
        0.25 0.35 0.55 1.15 1.60 1.85 2.00
        from 20 000
        before 100 000
        0.25 0.50 0.75 1.30 1.75 2.00 2.15
        from 100 000 0.25 0.50 0.75 1.30 1.75 2.00 2.15

        Interest rate on Savings deposits, Euro

        Period and summa vklada 1-2 MO. 2-3 MO. 3-6 MO. 6-12 MO. 1-2 year 2-3 year 3 year
        from 100
        before 3 000
        0.01 0.01 0.15 0.30 0.50 0.65 0.70
        from 3 000
        before 10 000
        0.01 0.01 0.20 0.35 0.65 0.80 0.85
        from 10 000
        before 20 000
        0.01 0.10 0.35 0.50 0.80 0.95 1.00
        from 20 000
        before 100 000
        0.01 0.20 0.45 0.65 0.95 1.10 1.15
        from 100 000 0.01 0.20 0.45 0.65 0.95 1.10 1.15

         

        Rates on the stock market

        The main differences and options for comparing fares “Independent” “Active”
        Who is it for The tariff is intended for Investors, committing transactions independently through the Internet trading system QUIK The tariff is intended for Investors, preferring to submit orders by phone
        Filing of Investor applications on the phone 150 USD. for an application free
        Transactions on the stock market, the Moscow stock exchange Turnover per day, USD. Payment of turnover per trading day, per cent (%), excluding NAC commissions and VEHICLE
        from 0 before 50 th. USD. 0,165% 0,330%
        from 50 before 500 th. USD. 0,125% 0,170%
        from 500 th. before 1 million. USD. 0,075% 0,125%
        from 1 before 5 million. USD. 0,045% 0,065%
        from 5 before 10 million. USD. 0,035% 0,045%
        from 10 before 50 million. USD. 0,030% 0,035%
        from 50 before 100 million rubles. 0,012% 0,017%
        from 100 million rubles. 0,006% 0,012%
        Transactions on the futures market of the Moscow stock exchange Commission for committing futures, without Commission TC
        The Commission for transactions 0,80 USD. per contract 0,80 USD. per contract
        The Commission for the compulsory closing of positions 1,90 USD. per contract 1,90 USD. per contract

         

        Indicators

        Financial indicators of Sberbank of Russia

        The results of the activities of the savings bank of Russia for shareholders over the past three years

        2012 2013 2014
        The proportion of non-performing loans in credit portfele2) in % 3,2 2,9 3,2
        Percentage of provision for impairment of credit portfolio in the credit portfolio in % 5,1 4,5 4,7
        Relevant provision for impairment of a loan portfolio to disabled credit The value of the 1,61 1,5 1,45
        Net interest margin in % 6,1 5,9 5,6
        Spread in % 6 5,7 5,5
        Onošenie expenses to operating income (to reserves) in % 49 46,6 43,4
        Loans/Deposits in % 100,9 104,2 110,8
        Return on assets (ROAA) in % 2,7 2,2 1,4
        Return on equity (ROAE) in % 24,2 20,8 14,8
        Earnings per share, in rubles per share (EPS) in rub. 16,03 16,8 13,5
        Earnings per share restated, in rubles per share (adj. EPS)3) in rub. 16,03 16,8 13,5
        The price of shares on the MICEX on the end of the period (in roubles) in rub. 92,94 101,05 55
        The actual number of sotrudnikov4) 286019 306123 329566
        The average number of shares during the period 21586948000 21586948000 21586948000

        The main

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        Финансовые показатели

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        Trade information

        История котировок
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        Financial indicators of Sberbank of Russia

        The results of the activities of the savings bank of Russia for shareholders over the past three years

        2012 2013 2014
        The proportion of non-performing loans in credit portfele2) in % 3,2 2,9 3,2
        Percentage of provision for impairment of credit portfolio in the credit portfolio in % 5,1 4,5 4,7
        Relevant provision for impairment of a loan portfolio to disabled credit The value of the 1,61 1,5 1,45
        Net interest margin in % 6,1 5,9 5,6
        Spread in % 6 5,7 5,5
        Onošenie expenses to operating income (to reserves) in % 49 46,6 43,4
        Loans/Deposits in % 100,9 104,2 110,8
        Return on assets (ROAA) in % 2,7 2,2 1,4
        Return on equity (ROAE) in % 24,2 20,8 14,8
        Earnings per share, in rubles per share (EPS) in rub. 16,03 16,8 13,5
        Earnings per share restated, in rubles per share (adj. EPS)3) in rub. 16,03 16,8 13,5
        The price of shares on the MICEX on the end of the period (in roubles) in rub. 92,94 101,05 55
        The actual number of sotrudnikov4) 286019 306123 329566
        The average number of shares during the period 21586948000 21586948000 21586948000

        Where to buy shares of Sberbank

        Sberbank's ordinary shares are traded on the Moscow stock exchange. In order for the, to invest in these securities, You must contact one of the broker. According to analysts of our portal, best brokers, through which you can buy and sell shares of Sberbank, are the following.


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        Attention: If you are a customer of Sberbank, You are welcome, rate it and write your own review. Your opinion is taken into account when handing down the verdict.

        15 REVIEWS

        1. Has gone to pay for a music school child. The Koreans turn. And then I suddenly declare: No Stich-code on the PSP, the payment can be done only through the Terminal. Well, think, Thank you. Went to the Terminal. A solid hour introduces these figures account size into a string. The Terminal freezes. In General, izmučilas′, EFI made.

          What about them, you can leave feedback? As was “Savings Bank” When something, and remained. To me through this pot still and money invested? Yes never in life.

        2. Wanted to try working through Sberbank CIB. And satisfied, that no good! The percentage of high. Yes and no reliability there is no, In fact. Somehow, there was a moment, a day due to technical problems could not trade. The second time the market was crawling up, on the whole 5-6 per cent… I tried to enter a trend exhibit application for purchase… But as for evil, applications not stupidly exhibited…. times 10 tried to make it! Of the total number of applications, only one vystavilas′. Lost a big enough profit potential, and it was the last straw…

        3. Lost the money on the card account. Came to the Office, faced with absolutely boorish attitude of staff. Not even wanted to take statement! I insisted. Said, that turned a month, they are taking the examination.

          After a month on the phone recognize – no statements, they have no. Don't want someone to blame, but the feeling, that they themselves are engaged in fraud.

          Wrote again claim. And… a month later received a waiver and board control access to my phone. But I am sure, that it has not included!

          Ok, have to go to law enforcement agencies. But what then can we trust?..

        4. Normal Bank, inspires confidence at least, among the other banks, in my opinion, the most reliable. There are sberknizhka, drip interest on the amount, always offer more favorable contribution for you. Maintenance of acceptable, but sometimes turn creepy. Always paying utility bills savings. Only, What I don't like – this imposition of mobile Bank and SMS-alerts, connect without the consent of the, then you need to spend time, go disable.

        5. Opened an account in Sberbank, on very favorable terms, took several loans, made map. And now I can say that this is one of the best in Russia. Service of course is not perfect, but worthy of respect. To other banks so far don't even look.

        6. Very long time am a customer of Sberbank, consider him one of the most reliable banks. Very convenient service on-line, widely use, paying via the Internet komunalku I like. Nice bonus system Thanks, especially, from partners, for example, Spar and Ozone, personally for me.

        7. If you want to save and multiply their savings – contact the Sberbank of Russia. The Bank is owned by the State and has a long history, so I believe in the return of their money.

        8. Good afternoon! I think the savings bank today is large enough and stable Bank. Coming in a bank branch I got enough and prepares a full consultation, for additional questions asked in a Call center, There's a girl named Marina gave me all the answers to the questions I have, This suggests that the Bank's employees are very well acquainted with their products. Why is stress, the fact is that during the search of the necessary loan me faced with so,that many credit experts do not know elementary things unfortunately… t. e.. misleading customers. Let me give you an example, the other day called the VTB Bank, I would go to their website review wrote… but not found unfortunately so, Credit Manager Andrew said, What if I bring the report independent estimation company NOT FROM THEIR LIST, THEN THEY TOOK MY DOCUMENTS… I know that all banks have a vneglasnaâ agreement with NOKmi but nowhere in the law does not prescribe, that we (clients) obliged to walk in these appraisal companies that they offer Beg all who do not know about this keep in mind! under the terms they are a little better than Sbere, but now does not go into VTB….

        9. Great Bank! Twice took loans – No comments “the fine print”, but because there was no nasty surprises. Level of service and qualifications of staff over the past few years significantly increased: you no longer have to wait, so far to address the simplest question will call somebody from senior. Introduction nomerkov help to eliminate confusion and scandals in style “You'll not stand”. Soon plan to test Competition as a broker. In General, Gref taxis :)

        10. Lousy Bank! What people say above only? Or can all so changed?
          Firstly, the most heinous treatment of customers. About goodwill to people they do not even have heard.
          Secondly, What kind of reliability here you can talk? Confirmed not all, the precarious state of here. Would not advise anyone to access them.

        11. All perfectly suit both ruble and currency transactions on cards the main usekajte the intricacies of translations and conclusions as in the deposits and cards. One negative I lost my map and found himself without money saving Bank in another country and I responded both in Ukraine and in Belarus that I can't withdraw money without a passport card and account details reconcile this issue .

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